Terms of Service

Effective Date: February 1, 2026

Welcome to Premium Tracker™. By accessing or using our platform, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By creating an account or using Premium Tracker™, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our service.

2. Description of Service

Premium Tracker™ is a web-based platform for tracking options premium income, specifically designed for the Wheel Strategy, Cash Secured Puts, and Covered Calls. The service provides portfolio tracking, analytics, and position management tools.

3. User Accounts

  • You must provide accurate and complete information when creating an account
  • You are responsible for maintaining the security of your account credentials
  • You must be at least 18 years old to use our service
  • One person or entity may not maintain more than one account

4. Acceptable Use

You agree not to:

  • Use the service for any illegal purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the service
  • Reverse engineer, decompile, or disassemble any part of the service
  • Use automated tools to scrape or extract data from the service

5. Financial Disclaimer

Premium Tracker™ is not a financial advisor. Our platform is a tracking and analytics tool only. We do not provide investment advice, trading recommendations, or financial planning services. All trading decisions are made at your own risk. Options trading involves significant risk of loss and is not suitable for all investors.

6. Intellectual Property

All content, features, and functionality of Premium Tracker™ are owned by Premium Tracker™ LLC and are protected by copyright, trademark, and other intellectual property laws.

7. Data Ownership

You retain ownership of all trading data you enter into the platform. We claim no ownership rights over your financial data. You may export or delete your data at any time.

8. Service Availability

We strive to maintain 99.9% uptime but do not guarantee uninterrupted access. We may perform scheduled maintenance with reasonable notice. We are not liable for any losses resulting from service downtime.

9. Subscription & Billing

  • Free tier features are available without payment
  • Paid subscriptions are billed monthly
  • You may cancel your subscription at any time
  • Refunds are handled on a case-by-case basis

10. Limitation of Liability

Premium Tracker™ LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service, including but not limited to losses from trading decisions made using our platform.

11. Termination

We reserve the right to suspend or terminate your account at any time for violation of these terms. Upon termination, your right to use the service will immediately cease.

12. Changes to Terms

We may modify these terms at any time. We will notify users of material changes via email or in-app notification. Continued use of the service after changes constitutes acceptance.

13. Governing Law

These terms shall be governed by the laws of the United States. Any disputes shall be resolved through binding arbitration.

14. Contact

For questions about these Terms of Service, contact us at contact@premiumtracker.com